When you send money using Interac e-Transfer^®, your money doesn’t actually travel by email or text message – just the notifications and deposit instructions. The receiving and sending bank or credit union transfer the funds to each other using established and secure banking procedures:

• Authentication and transaction encryption
• Financial institution authentication
• Proprietary risk management

Interac e-Transfer users are protected by multiple layers of security, making the service one of the most secure money transfer services globally.